:root{--bg:#f7f8fa;--ink:#18212f;--muted:#5e6877;--line:#dfe4ea;--accent:#0b62d6;--accent2:#0a4ea8;--card:#fff;--soft:#eef5ff;--ok:#0c7a43}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1160px,92%);margin:auto}
.topbar{background:#0f1724;color:#d9e3f0;font-size:.9rem;padding:.45rem 0}.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:1rem}.brand{font-weight:800;color:var(--ink);font-size:1.15rem}.menu{display:flex;gap:1.1rem;align-items:center;flex-wrap:wrap}.menu a{color:var(--ink);font-weight:650}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.8rem 1.05rem;border-radius:10px;background:var(--accent);color:#fff;font-weight:750;border:1px solid var(--accent)}.btn:hover{background:var(--accent2);text-decoration:none}.btn.alt{background:#fff;color:var(--accent)}
.hero{padding:5rem 0 3rem;background:linear-gradient(180deg,#fff 0,var(--soft) 100%)}.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:2.4rem;align-items:center}
.eyebrow{display:inline-block;font-size:.83rem;letter-spacing:.08em;text-transform:uppercase;font-weight:800;color:var(--accent);margin-bottom:.5rem}
h1,h2,h3{line-height:1.18;letter-spacing:-.02em}h1{font-size:clamp(2.2rem,5vw,4rem);margin:.2rem 0 1rem}h2{font-size:clamp(1.65rem,3vw,2.4rem);margin:0 0 1rem}h3{font-size:1.15rem;margin:.2rem 0 .55rem}
.lead{font-size:1.13rem;color:var(--muted);max-width:760px}.hero-card,.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:1.35rem;box-shadow:0 10px 30px rgba(24,33,47,.06)}
.hero-card ul{padding-left:1.1rem;margin:.5rem 0}.hero-actions{display:flex;gap:.7rem;flex-wrap:wrap;margin-top:1.3rem}
section{padding:3.6rem 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.grid.two{grid-template-columns:repeat(2,1fr)}.card p{color:var(--muted);margin:.3rem 0 .7rem}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding:1rem 0}.breadcrumbs a{color:var(--muted)}
.kicker{color:var(--muted);max-width:780px}.checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:.7rem 1.2rem;padding:0;list-style:none}.checklist li{background:#fff;border:1px solid var(--line);border-radius:10px;padding:.8rem 1rem}.checklist li:before{content:"✓";color:var(--ok);font-weight:900;margin-right:.5rem}
.content{max-width:820px}.content h2{margin-top:2.3rem}.content h3{margin-top:1.7rem}.content p{color:#354052}.note{border-left:4px solid var(--accent);background:#fff;padding:1rem 1.2rem;border-radius:0 10px 10px 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem 1.1rem;margin:.7rem 0}.faq summary{cursor:pointer;font-weight:750}.faq p{color:var(--muted)}
.cta{background:#101b2c;color:#fff}.cta p{color:#c7d2e0}.cta .btn.alt{border-color:#fff}
footer{background:#0d1420;color:#c6cfdb;padding:2.6rem 0 1.3rem}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:2rem}.footer-grid a{color:#dce8f7}.footnote{border-top:1px solid #283344;margin-top:2rem;padding-top:1rem;font-size:.9rem;color:#99a6b7}
.tag{display:inline-block;padding:.25rem .55rem;background:var(--soft);border-radius:999px;color:var(--accent2);font-size:.8rem;font-weight:750;margin:.15rem .25rem .15rem 0}
@media(max-width:820px){.hero-grid,.grid,.grid.two,.footer-grid{grid-template-columns:1fr}.menu{display:none}.hero{padding-top:3rem}.checklist{grid-template-columns:1fr}h1{font-size:2.45rem}}